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Loan Modification Attorneys in Charlotte

Work with Our Foreclosure Defense Lawyers

For so many people, our home is our safe haven. Unfortunately, there are occasions when a family is faced with the prospect of losing their home in a foreclosure. Foreclosure occurs when an individual stops making their mortgage payments. This can be due to financial hardship and often happens during trying times such as income or job loss, injury, medical illness, or divorce.

Once the lender stops receiving the mortgage payments, they will make an attempt to recover the money that is owed to them. The process of foreclosure begins with notices of default from the lender, and will end with the home being sold at a public auction.

Call our firm at (704) 710-8182 to schedule your free, confidential, consultation today.

Understanding Loan Modification

If you are experiencing financial hardship, and have subsequently fallen behind on your mortgage payments, you might consider loan modification. Loan modification is the process in which one's mortgage is permanently changed in order to make the payments more affordable for the home owner.

These changes may affect the loan in various ways including:

  • Reduction of the interest rate
  • Extending the term length
  • Recapitalization
  • Switching to a fixed interest rate

In order to be a viable candidate for loan modification, you will be asked to provide proof that you cannot afford the previous payment plan. You will also need to show that you have enough income to be able to make the new, lower payments. A Charlotte bankruptcy attorney at our firm, Saffa Law Firm, can assist you in determining whether or not you qualify for loan modification.

If you have fallen behind financially, and are concerned about property foreclosure, contact a professional from our firm today. At Saffa Law Firm, we have over 25 years of experience in foreclosure and bankruptcy cases.

Contact us to speak with one of our knowledgeable professionals and discover whether loan modification is a good option for you.

We serve clients throughout the City of Charlotte, Town of Cornelius, Town of Davidson, Town of Huntersville, Town of Matthews, Town of Mint Hill, Town of Pineville, Town of Stallings, Buford, Charlotte, Goose Creek, Hembry Bridge, Indian Trail, JAARS, Jackson, Lake Park, Lanes Creek, Marshville, Marvin, Matthews, Mineral Springs, Mint Hill, Monroe, New Salem, Sandy Ridge, Stallings, Unionville, Vance, Waxhaw, Weddington, Wesley Chapel, Wingate, Concord, Harrisburg, Kannapolis, Midland, and Mt. Pleasant.

Turn to Saffa Law Firm for Advice

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  1. Our office is open 7 days per week
  2. Clients have 24 hours/day access to their attorney
  3. Personalized results-driven strategies tailored to fit your needs
  4. Compassionate advocacy that is aggressive when necessary
  5. Over 25 years of legal experience
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Helping Clients Across Charlotte

See How Saffa Law Firm Has Guided Clients Through Their Legal Matters
  • “A+ recommendation.”


  • “She was incredibly well organized and I felt very secure in knowing I was in good hands.”


  • “Diana Saffa is an incredibly intelligent, clever, and hard-working attorney. She won't take "no" for an answer and she gets results.”


  • “I can't explain how satisfied I am with the service I was provided! Diana is such an intelligent force!”


  • “They are bankruptcy experts”

    Tanner S.

  • “They helped me keep my residence, automobile, and work with my creditors as I worked to pay them.”

    Arnold S.

  • “If I could leave a higher rating than a 5 star I would.”

    Diane K

  • “...they are very knowledgeable and professional.”

    C. Sandifer

  • “They are responsible, professional and most important, they get the job done right.”

    Francine K.

  • “With Diana's knowledge and friendly attitude, she eased my fears and unrest.”
  • “The kindness and attention I received from Diana is unmatched from any other legal experience I have ever had.”


  • “"Diana Saffa is truly a life saver!"”


  • “I was never once left second-guessing my decision to have them represent me.”


  • “I was unemployed suddenly with a huge amount of credit card debt. Within a couple of months I was debt free!”


  • “I highly recommend this firm for all your legal issues.”

    Olivier M.