Creditor Harassment Attorneys
Charlotte Bankruptcy Attorneys - Stop Creditor Harassment
Harassment from creditors occurs when a creditor or collection agency participates in or instigates illegal collection practices, such as repeatedly calling a debtor (sometimes every day), name-calling, or by issuing bogus legal notices in order to collect a debt. When creditors engage in illegal practices, debtors have the right to report a creditor or collection agency's unprofessional conduct and bring the harassment to a swift halt. An experienced Charlotte creditor harassment lawyer can assist a debtor in taking the appropriate legal action.
Harassment by creditors is against Federal Law. The U.S. Government passed a Fair Debt Collection Practices Act (FDCPA) some years ago, which clearly states that creditors are not to engage in any type of threatening or troublesome behavior when they are attempting to collect funds from debtors, as it is illegal. There are countless individuals in the United States who are subjected to creditor harassment on a daily basis.
Examples of what qualifies as creditor harassment includes:
- Placing calls to a debtor daily
- Placing calls to a debtor's workplace
- Creditors using foul language or name-calling
- Issuing verbal threats of any kind to a debtor
- Creditors who threaten to call a debtor's employer, neighbors, family, or friends
- Calling at unreasonable hours
- Using fake legal documents to collect payments
- Creditors threatening to have a debtor arrested for not paying their debts
The Saffa Law Firm, We are on Your Side
If you are from the Charlotte area and you believe you are a victim of creditor harassment, your rights and legal options should be reviewed with the assistance of our Charlotte bankruptcy lawyers at Saffa Law Firm. Our attorneys have extensive experience handling creditors and we know how to protect your rights. Call us today, and let us help you put a stop to creditor harassment once and for all!
Contact or call our firm at (704) 710-8182 and request a free case review today.