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Charlotte Bankruptcy Lawyers

Work with Our Affordable Charlotte Bankruptcy Attorneys

Filing bankruptcy does NOT mean financial ruin, having to give up all of your property or being unable to get credit for a number of years. Over 95% of our clients are able to file for bankruptcy and keep all of their personal property.

The most common statement our clients make following their initial bankruptcy consultation, is that they feel "so relieved" about their situation. If you are struggling to stay financially afloat, filing for bankruptcy may be the most effective and efficient way to get you and your family the "fresh start" you deserve.

Schedule your free consultation with Saffa Law Firm today - (704) 710-8182

Clearing Your Debt Efficiently and Effectively

Middle aged couple smilingIf your credit score is low and you have debt that you either cannot afford to repay or would take years to pay, filing for bankruptcy could enable you to both discharge (i.e. wipe out) your debt and rebuild your credit score faster than if you hadn't filed.

How can this be? When you file for a Chapter 7 bankruptcy, it usually only takes about 3 months for your debts to be discharged. You can then immediately begin rebuilding your credit! On the other hand, if you hadn't filed, you would have spent years trying to repay the debts. You'd likely continue to have a low credit score the entire time and not be able to start rebuilding your credit until after the debts were paid off.

So filing for bankruptcy actually helped you to wipe out your debt and be in a position to rebuild your credit much faster. Please note that as of December 1st, 2017 the law in North Carolina now states that a Chapter 13 object to confirmation has been reduced from 28 days to 21 days. In addition, Chapter 7 and Chapter 13 proof of claims must now be filed in 70 days from the order of relief.

Why Do You Need a Charlotte Bankruptcy Lawyer?

Filing for bankruptcy can be a complex process, one that requires a great deal of paperwork and negotiating with creditors. We can take a look at the details of your case and recommend whether filing for Chapter 13 or Chapter 7 bankruptcy is right for you. We can also provide you with the foreclosure defense you need to save your home. We will do everything possible to help you reach the financial relief you need in order to start anew.

The chances of your bankruptcy case being successful are greatly enhanced when you retain the legal services of our experienced Charlotte bankruptcy lawyers. We, the skilled legal team at Saffa Law Firm, have the training and skills to approach your bankruptcy case with the attention-to-detail and care it merits and deserves.

After reviewing your financial situation, we can recommend filing for one of the following:

We can also assist you with:

Our goal is to guide you through bankruptcy so you can obtain the debt relief you need to move on with your life. In fact, we are available to our clients seven days a week, including evenings. We can help you make smart and informed decisions that can benefit your family.

Charlotte Bankruptcy Attorneys with More Than 30 Years of Experience

We can provide you with reliable legal counsel when you meet with creditors so you never feel overwhelmed or lost regarding your options. We have handled countless bankruptcy cases during our more than three decades of experience. We are very familiar with this area of the law and know how to make this stressful experience easier for all of our clients. Your case is extremely important to us and will receive our full attention.

You are not alone, debt relief is just a phone call away! Contact the Saffa Law Firm today and begin working towards a more financially secure future.

Turn to Saffa Law Firm for Advice

Request a Free Consultation to Discuss Your Case With an Attorney
  1. Our office is open 7 days per week
  2. Clients have 24 hours/day access to their attorney
  3. Personalized results-driven strategies tailored to fit your needs
  4. Compassionate advocacy that is aggressive when necessary
  5. Over 25 years of legal experience
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Helping Clients Across Charlotte

See How Saffa Law Firm Has Guided Clients Through Their Legal Matters
  • “I was unemployed suddenly with a huge amount of credit card debt. Within a couple of months I was debt free!”

    Sheila

  • “Diana Saffa is an incredibly intelligent, clever, and hard-working attorney. She won't take "no" for an answer and she gets results.”

    Kimberly

  • “With Diana's knowledge and friendly attitude, she eased my fears and unrest.”
  • “I was never once left second-guessing my decision to have them represent me.”

    Chad

  • “They helped me keep my residence, automobile, and work with my creditors as I worked to pay them.”

    Arnold S.

  • “Diana is so down to earth and does an excellent job. My bankruptcy was smooth and easy.”

    Danielle

  • “My husband and I didn't know where to turn”

    Porcha Petteway

  • “"Diana Saffa is truly a life saver!"”

    Liana

  • “Diana is the BEST there is!!!”

    Kelley Sheehan

  • “I highly recommend this firm for all your legal issues.”

    Olivier M.

  • “She was incredibly well organized and I felt very secure in knowing I was in good hands.”

    Lisa

  • “I can't explain how satisfied I am with the service I was provided! Diana is such an intelligent force!”

    Johnny

  • “...they are very knowledgeable and professional.”

    C. Sandifer

  • “They are responsible, professional and most important, they get the job done right.”

    Francine K.

  • “A+ recommendation.”

    Sigmund