Loan Modification Attorneys in Charlotte NC area

avvo rating excellent
avvo clients choice 2015
avvo rating excellent
avvo clients choice 2015
avvo rating excellent
avvo clients choice 2015
BBB rating A plus
Expertise - Best Bankruptcy Lawyers in Charlotte

In Need of a Loan Modification?

Work with Our Foreclosure Defense Lawyers

For so many people, our home is our safe haven. Unfortunately, there are occasions when a family is faced with the prospect of losing their home in a foreclosure. Foreclosure occurs when an individual stops making their mortgage payments. This can be due to financial hardship, and often happens during trying times such as income or job loss, injury, medical illness, or divorce.

Once the lender stops receiving the mortgage payments, they will make an attempt to recover the money that is owed to them. The process of foreclosure begins with notices of default from the lender, and will end with the home being sold at a public auction.

Call our firm at (704) 710-8182 to schedule your free, confidential consultation today.

Understanding Loan Modification

If you are experiencing financial hardship, and have subsequently fallen behind on your mortgage payments, you might consider loan modification. Loan modification is the process in which one's mortgage is permanently changed in order to make the payments more affordable for the home owner.

These changes may affect the loan in various ways including:

  • Reduction of the interest rate
  • Extending the term length
  • Recapitalization
  • Switching to a fixed interest rate

In order to be a viable candidate for loan modification, you will be asked to provide proof that you cannot afford the previous payment plan. You will also need to show that you have enough income to be able to make the new, lower payments. A Charlotte bankruptcy attorney at our firm, Saffa Law Group, can assist you in determining whether or not you qualify for loan modification.

If you have fallen behind financially, and are concerned about property foreclosure, contact a professional from our firm today. At Saffa Law Group, we have over 34 years of experience in foreclosure and bankruptcy cases.

Call to speak with one of our knowledgeable professionals and discover whether loan modification is a good option for you.

We serve clients throughout the City of Charlotte, Town of Cornelius, Town of Davidson, Town of Huntersville, Town of Matthews, Town of Mint Hill, Town of Pineville, Town of Stallings, Buford, Charlotte, Goose Creek, Hembry Bridge, Indian Trail, JAARS, Jackson, Lake Park, Lanes Creek, Marshville, Marvin, Matthews, Mineral Springs, Mint Hill, Monroe, New Salem, Sandy Ridge, Stallings, Unionville, Vance, Waxhaw, Weddington, Wesley Chapel, Wingate, Concord, Harrisburg, Kannapolis, Midland, and Mt. Pleasant.

Contact Us

We offer a FREE review of your case. Get started today!

Submit Your Information