Experienced & Aggressive Representation
With Saffa Law Group

Personal Injury
We understand that the injury or loss of a loved one may be extremely difficult for you and your family.

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Don't lose any more sleep over your debt. Affordable relief is only a phone call away.

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With You Every Step of the Way!
We understand how serious your case can be and so are committed to fighting tirelessly for our clients.

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avvo clients choice 2015
avvo clients choice 2015
avvo clients choice 2015
avvo clients choice 2015
avvo clients choice 2015
BBB rating A plus
Expertise - Best Bankruptcy Lawyers in Charlotte
2016 Top 100

Background & Experience Sets Charlotte Attorneys Apart From The Rest

For over 20 years, the dedicated attorneys at Saffa Law Group have been helping clients in need.

At Saffa Law Group, we limit our practice solely to :


At Saffa Law Group, you will have the strategic advantage of being represented by an attorney who previously worked for the other side!

When You Become a Client at Saffa Law GroupYou Will Be Represented By:

  • A former insurance defense trial attorney
  • Who previously worked for the insurance
    companies in defending personal injury cases.
  • Whose prior responsibilities included advising
    insurance adjusters
    in the strengths & weaknesses
    of personal injury cases.
  • Who now solely represents injury victims
    against the insurance companies.
  • Who has the advantage of having served as
    lead trial counsel on over 150 jury trials to date!
  • Who has successfully handled
    thousands of personal injury cases.
  • Who has recovered millions of dollars in compensation
    on the behalf of our personal injury clients.
  • An attorney who previously represented mortgage lenders
    in foreclosure, eviction and bankruptcy cases.
  • Who now solely represents clients experiencing
    financial difficulty
    and facing
    foreclosure, repossession or overwhelming debt.
  • Who has previously
    handled thousands of foreclosure cases.
  • Who defends clients in need with foreclosure
    proceedings, loan modifications, deeds in lieu and debt negotiations.
  • Who has filed over 1000 bankruptcy cases
    thereby helping clients stop foreclosure and keep
    their homes, vehicles and personal belongings
  • A former prosecutor
  • Who previously represented the state
    in prosecuting traffic offenses.
  • Who now defends clients against traffic charges.
  • Who is intimately familiar with the legal elements
    required for a traffic charge to stand up in court and
    how to effectively challenge them so that
    they may be dismissed or reduced.

Client Reviews

Francine K

I would highly recommend Saffa Law Group. I was elated with the result of my traffic court hearing. They are responsible, professional and most important, they get the job done ...


I love the help and support that I have received from Saffsa Law Group!

Saffsa Law Group has been great walking me through the Chapter 13 bankruptcy process and helping to get my finances in order after a few difficult years. They helped me keep my ...

Arnold S.

Result Oriented

Saffa Law Group is the best I've ever met. They treated my OVER-SPEEDING ticket with professionalism. The result was awesome. No point on my DL, no line on my driving record. Just ...

Olivier M.


The Saffa Law Group has helped my family in resolving our legal matters. A+ recommendation.



From the moment I walked in the door I was pleasantly surprised. This was not like an appointment at a law office but a meeting with friends. The entire office staff from the ...


I highly recommend him.

Rick is excellent to work with and I highly recommend him. He is responsive and listens. His legal background and experience speaks for itself.


Committed to obtaining the best possible result.

I endorse this lawyer. Rick is an experienced, hardworking attorney and is committed to obtaining the best possible result for his client.

Brenda B.

Talented and Extremely Knowledgeable

"Mr. Hoethke is well-respected in the community. He is talented and extremely knowledgeable in his respective fields. He is personable and caring towards his clients. I endorse ...


Up Front and Honest

Rick Hoethke of Saffa Law Group is an outstanding attorney. He was up front and honest with us about our situation and the options available to us. He was accommodating, helpful ...


I recommend Frederick Hoethke

I am a Chapter 7 Panel Trustee in the Eastern District of Tennessee. Over several years, Mr. Hoethke has represented debtors in cases in which I was the trustee. I never had a ...


Outstanding Law Firm

This firm does an outstanding job representing their clients. As a result, they have earned an excellent reputation in the legal community amongst legal professionals. In ...


Very Professional

I had the pleasure of working with this firm on several occasions in the area of bankruptcy. I would highly recommend them as they are very knowledgeable & professional.

C. Sandifer


The Saffa Law Group and Rick have done a great job handling my bankruptcy. Rick has answered all my questions in a timely manner. I would recommend Rick to anyone who is going ...

Thomas J.

Very Competent and Capable

I have worked in the same courthouse as Rick for many years. He is a very competent and capable bankruptcy attorney. We have referred each other many cases over the years due to ...


Excellent Bankruptcy Attorney

I am a practicing attorney and refer all of my clients with bankruptcy issues to Rick for handling. I know that he will take good care of them and my clients won't be upset for ...


Very Personable

I have worked with Rick at a law firm and after than have referred him a number of cases. Rick is great attorney and is very personable and takes time to listen to his clients. I ...

Brent S.

Want a Great Lawyer? Then Go with Rick Hoethke.

Rick really helped me understand the process of my issue. From start to finish, and then helped me with what to do afterwards. Thanks Rick!


Demonstrated Integrity and Competency

I endorse Rick. Rick has demonstrated integrity and competency in his practice that I have both observed and dealt with. I would not hesitate to refer a client to him.

Thomas T.

Respected in the Legal Community

I endorse Frederick. He is a highly skilled attorney that is well respected in the legal community.

Michael W.

I Became Debt Free!

I have had a very pleasant experience with this law group. They helped me in a difficult time. I was unemployed suddenly with a huge amount of credit card debt. Within a couple of ...


Man of Strong Foundation…Dedicated to His Clients

I routinely referred my bankruptcy conflicts to Rick as well as personal injury matters. In addition to his professional expertise, I know Rick to be a man with a strong foundation ...

Patrick W.

Honest and Reliable

I have known Rick for more than 30 years. He is professional and honest. If he handles your case he will do so with the highest standard. I highly recommend this attorney.


You Will Not Be Disappointed

Rick made my very uncomfortable position a whole lot more tolerable. He actually a language I understood and was comfortable with. You will not be disappointed.


Honest and Diligent Attorney

I endorse this lawyer. I regularly refer people to Mr. Hoethke. He has great expertise in his areas of practice and I recommend him also as an honest and diligent attorney.

Robert V.

Hard Working Attorney

I endorse this lawyer. I have known Rick for a long time and worked with him for many years. Rick is a hard working attorney that gets excellent results for his clients.

Donald V.

The attorneys at Saffa Law Group can lend you a helping hand when you need it the most. We are experienced trial lawyers who are both compassionate andaggressive when protecting the rights of our clients, inside and outside of the courtroom.

Ready to discuss your case? Request a free case evaluation.

Saffa Law Group clients benefit from the following:

  • Our office is OPEN 7 DAYS PER WEEK (8:00 am - 9:00 pm)
  • Client have 24 hours/day access to their attorney
  • Solid litigation skills honed by more than 150 jury trials to date
  • Personalized results-driven strategies tailored to fit your needs
  • Compassionate advocacy that is aggressive when necessary
  • Over 25 years of experience

For more information about how we can be of assistance to you with your :


Please do not hesitate to contact us as soon as possible. We would be happy to review your case during a free consultation and explain the various options available to you.

We serve clients throughout North Carolina. View a list of areas we serve for more information.

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